Home Improvement Loans

What could $10,000, $25,000 or even $50,000 do for your home?

  • Finish that ugly basement bathroom
  • Replace a splintering deck
  • Get new energy efficient windows
  • Design your dream kitchen

When you finalize your loan, you'll receive a FREE travel chair!

A Fridley Home Improvement Loan Can Help Make Your Vision a Reality!

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Low Interest Loan

  • 4.5% fixed rate (4.504% APR)
  • Loan amounts from $1,000 - $50,000 - perfect for any size project
  • No income limits
  • Affordable payments with terms up to 20 years
  • Available for single-family homes

For additional details or to apply online, click here.

Emergency Deferred Loan

  • 0% fixed rate
  • $10,000 maximum loan amount
  • Deferred loan is 100% due in 20 years or sooner if ownership changes
  • Eligible improvements determined through a required analysis of the condition of the property

For additional details or to apply online, click here.

Multi-Family Exterior Loan

  • 4.5% fixed rate (4.504% APR)
  • $50,000 maximum loan amount, an additional $3,000 may be borrowed for each additional unit
  • No income limits
  • 1-12 unit properties are eligible
  • Eligible improvements include corrections to code violations and exterior structure improvements

For additional details or to apply online, click here.

single family home

Mobile Home Improvement Loan

  • 4.5% fixed rate
  • $10,000 maximum loan amount
  • No income limits
  • Most interior and exterior improvements are eligible

For additional details or to apply online, click here.

Senior Deferred Loans

  • 0% interest rate
  • $25,000 maximum loan amount
  • No income limits
  • Residential properties eligible
  • Eligible improvements are most interior and exterior projects

For additional details or to apply online, click here. 

Not sure where to begin? A free Remodeling Advisor Visit can help!

This FREE service for Fridley homeowners includes a visit to your home to assist with remodeling ideas, evaluate necessary repairs and improvements, and assist with reviewing bids.

 Call 612-335-5856 to schedule an appointment.